Finance

Pinnacle Home improvements

Get the product you love, and spread the cost

At Pinnacle, we believe that you shouldn’t have to break the bank to enjoy our products.Pinnacle offers transparent, affordable and flexible funding, and like all Pinnacle products it is designed to meet the needs of our customers, when purchasing home improvements. Pinnacle gives our customers the ability to budget to their personal circumstances as they only ever need to find the minimum payment. But it also gives the opportunity to pay more if and when it is affordable.

Affordable Lower Deposits

FLEXIBLE PAYMENT & TERMs

CONVENIENT APPLICATION

ADDITIONAL PROTECTION

HIGH ACCEPTANCE RATES

LOW INTEREST RATE

NO HIDDEN CHARGES OR RATES

NOTHING TO PAY upfront

Finance options available to you

To make life easy for you, Pinnacle can arrange a variety of affordable and convenient easy payment finance options (subject to application & status). Applying for finance is simple and we promise you a quick decision. Everything can be sorted out with you in the comfort of your home so you can enjoy whatever you’ve set your heart on right away.

Whether you’re looking for new windows or a stylish new conservatory it’s easy to improve your home and pay in affordable monthly instalments.

Choose either “Pay Now”, “Pay Monthly” or “Pay in 12 months”

I have the funds available now!

Like many of Pinnacle’s customers, you may be quite happy to pay cash for your purchase, either from available funds, a loan you have arranged independently or by simply adding it to your mortgage. It’s no problem.

Buy now for £99 deposit and pay nothing more for 12 months.

This option allows you a 12 month payment holiday from the date of completion. Pay us £99 deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly instalments at 19.9% APR Representative.

*Deferred for 12 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 12 months has elapsed.

No security is required on this loan.
Buy now and pay monthly over 3, 5, 10 or 15 years at only 7.9% APR.

This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 36, 60, 120 or 180 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay.

No security is required on this loan.
Representative Example
Cash Price
£4000.00
Deposit
£99.00
Total amount of credit
£3901.00
Duration of agreement
132 Months
Rate of interest
14.4% p.a fixed
Representative APR
19.9% APR
120 Monthly payments
£83.88
Total amount payable
£10164.60
Representative Example
Cash Price
£10,000.00
Deposit
£99.00
Total amount of credit
£9901.00
Duration of agreement
60 Months
Rate of interest
7.9% p.a fixed
Representative APR
7.9% APR
60 Monthly payments
£199.02
Total amount payable
£12,040.20

Credit

Credit is subject to application and affordability. Terms and conditions apply. Minimum loan value £1,000. Authorised and regulated by the Financial Conduct Authority. Pinnacle Home Improvements (Registered Company No.10567589. FCA Registration 823617 ) act a credit broker and is authorised and regulated by the Financial Conduct Authority

Choose Pinnacle products for peak performance

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Get in touch

  • At  Pinnacle we offer a vast range of impressive services and we encourage you to contact us or book an appointment so you can take a look in the comfort of your own home and we can be there to answer any of your questions you may have about your project and discuss what we can do for you.